Help Feds Understand Their Complex Retirement Systems
Get the most from ALL Federal Retirement Income BenefitsLearn More
Federal Retirement Readiness Review
We Donate 5 individual reviews each week. This is a free (no-obligation) tool to help you learn if you are on track to achieve the retirement you desire.Learn More
Your Advisor Choice is Crucial
Are They Knowledgeable About and Dedicated to Federal Retirement Planning and Management?Learn More
Our Mission - Help Federal Employees Transition to Early and Secure Retirements
Silverlight Financial is an innovative and collaborative advocate for Federal Employees (CSRS and FERS) concerning their future or current retirement needs. We're uniquely qualified to guide Feds through the confusion of federal income benefits.
Our relentless research, fact finding missions and interviews allow us to remain a top (federal employee) retirement planning resource. Silverlight Financials commitment (to Federal Employees Retirement success) leads many to seek our assistance in helping them understand and utilize their guaranteed retirement income sources and develop Top-Notch pre and post retirement plans.
The hardest thing for many Federal Employees to envision is when they can realistically and comfortably retire. We help Feds pursue the "RIGHT RETIREMENT DATE", by walking them through our Retirement Readiness Review. It allows us to adhere to the "Goldilocks" principal. Not to soon, not to late, but, just right! Federal Employees we help are often surprised to learn they can retire 3, 4 or even as much as 8 years earlier than they expected.
Despite industry trends, we provide FREE / NO OBLIGATION, Retirement Readiness Reviews, via phone or in person.
We direct our clients to properly position retirement nest eggs for growth while implementing strategic practices designed to reduce risks. Finally, we guide Feds in financial planning efforts constructed to generate the income needed to last a lifetime.
From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
Tax Reform: Before and After
What did the 2017 Tax Cuts and Jobs Act change? Here's a quick snapshot.
Volunteering in Retirement
For many, retirement includes contributing their time and talents to an organization in need.
There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.
It's important to understand the pros and cons when considering a prepaid debit card.
What kind of auto insurance should you have? Do you know?
A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."
Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
A few strategies that may help you prepare for the cost of higher education.
This calculator can help you estimate how much you should be saving for college.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Estimate how much of your Social Security benefit may be considered taxable.
Using smart management to get more of what you want and free up assets to invest.
There are some smart strategies that may help you pursue your investment objectives
There are some key concepts to understand when investing for retirement
Learn more about taxes, tax-favored investing, and tax strategies.
The importance of life insurance, how it works, and how much coverage you need.
How federal estate taxes work, plus estate management documents and tactics.
Agent Jane Bond is on the case, cracking the code on bonds.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Would you guess that Millennials are effectively saving for retirement? Well, they are.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?