Help Feds Understand Their Complex Retirement Systems
Get the most from ALL Federal Retirement Income BenefitsLearn More
Federal Retirement Readiness Review
We Donate (up to) 8 one-on-one reviews each week. Learn if you are on track to the retirement you desire.Learn More
Fed Focused Advisor (FFA)
A Specialist in the Field of Federal Retirement Planning and Management!Learn More
Our Mission - Help Federal Employees Transition to Early and Secure Retirements
Silverlight Financial is an innovative and collaborative advocate for Federal Employees (CSRS and FERS) concerning their future or current retirement needs. We're uniquely qualified to guide Feds through the confusion of federal income benefits.
Our relentless research, fact finding missions and interviews allow us to remain a top (federal employee) retirement planning resource. Silverlight Financials commitment (to Federal Employees Retirement success) leads many to seek our assistance in helping them understand and utilize their guaranteed retirement income sources and develop Top-Notch pre and post retirement plans.
The hardest thing for many Federal Employees to envision is when they can realistically and comfortably retire. We help Feds pursue the "RIGHT RETIREMENT DATE", by walking them through our Retirement Readiness Review. It allows us to adhere to the "Goldilocks" principal. Not to soon, not to late, but, just right! Federal Employees we help are often surprised to learn they can retire 3, 4 or even as much as 8 years earlier than they expected.
Despite industry trends, we provide FREE / NO OBLIGATION, Retirement Readiness Reviews, via phone or in person.
We direct our clients to properly position retirement nest eggs for growth while implementing strategic practices designed to reduce risks. Finally, we guide Feds in financial planning efforts constructed to generate the income needed to last a lifetime.
Keeping Good Records is Good Business
Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.
Ready for Retirement?
Are you ready for retirement? Here are five words you should consider.
A change in your mindset during retirement may drive changes to your portfolio.
Military families face unique challenges, making personal finance even more critical.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Don’t overlook the need for renter’s insurance if you rent your home.
Is your estate in order? This short quiz may help you assess your overall strategy.
This worksheet can help you estimate the costs of a four-year college program.
Estimate how much you have the potential to earn during your working years.
Estimate your monthly and annual income from various IRA types.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator demonstrates the power of compound interest.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are a number of ways to withdraw money from a qualified retirement plan.
The importance of life insurance, how it works, and how much coverage you need.
There are some key concepts to understand when investing for retirement
How federal estate taxes work, plus estate management documents and tactics.
Have you explored all your options when it comes to managing your taxable income?
What does your home really cost?
Have you found yourself suddenly single? Here are 3 steps to take right now.
There are hundreds of ETFs available. Should you invest in them?
In life it often happens that the answers to our most pressing questions are right in our own backyards.
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.